Disclaimer

Last reviewed 2026-05-31.

Informational only — not advice

Everything on FreelancerTaxEstimator.com — the calculator's outputs, the cornerstone guides, and the supporting articles — is provided for general educational and planning purposes only. It is not tax, legal, accounting, or financial advice, and no professional relationship is formed by your use of the site.

Use the results to think more clearly about your tax situation — not as the basis for what you actually file or pay. Before making any filing or payment decision, consult a qualified tax professional (CPA, Enrolled Agent, or attorney) who can review your specific circumstances.

Why a tax estimator can't be a tax return

Real federal returns depend on dozens of facts the estimator does not ask about, including (but not limited to):

• The QBI deduction under §199A (up to 20% of qualified business income; with phase-outs, SSTB rules, W-2 wage limits, etc.)
• Itemized vs. standard deduction choice; SALT cap; mortgage interest; charitable contributions
• Tax credits (Child Tax Credit, EITC, Premium Tax Credit, education credits, energy credits, etc.)
• Retirement plan contributions for the self-employed (SEP, SIMPLE, Solo 401(k)) and their interaction with SE tax and AGI
• Self-employed health insurance deduction and HSA contributions
• S-corp election effects on payroll vs. distribution split
• Net operating losses, depreciation method choices, §179 expensing, bonus depreciation
• State and local income tax
• Alternative Minimum Tax (AMT) for certain higher earners

Year and source

Unless otherwise noted, figures on this site apply to tax year 2026, sourced from IRS publications and verified on 2026-05-31. Tax law can and does change mid-year. Always confirm the current value at IRS.gov.

No warranty

The site is provided "as is" without warranty of any kind. To the maximum extent permitted by law, the operators of the site are not liable for any losses, penalties, interest, or other damages arising from your use of the site or reliance on its content.

Find a qualified professional

You can find a credentialed preparer using the official IRS Directory of Federal Tax Return Preparers with Credentials and Select Qualifications. Look for CPAs, Enrolled Agents, or tax attorneys for self-employment situations.

A short version of this disclaimer is shown beside the calculator on every page that uses it.